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At today's rate and a 90% mortgage, the deposit on this unit is about HK$204K, with repayments around HK$8,903/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$204K · loan HK$1.84M · min. income ≈ HK$17,806/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 355 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-29 | HK$3.65M | +0.0% 0.5y |
| 2019-04-30 | HK$3.65M | +35.2% 4.4y · 8.0%/yr |
| 2014-12-18 | HK$2.70M | +125.0% |
| 2010-12-16 | HK$1.20M | +13.2% |
| 2007-12-24 | HK$1.06M | +35.9% |
| 2006-06-13 | HK$780K | +41.8% |
| 2006-02-18 | HK$550K | — |