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Crescira AVM · estimated value ● Medium confidence
HK$2.61M
≈ HK$7,327 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$261K, with repayments around HK$11,377/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,706
−HK$671/mo
▼ 0.25% · 3.875%
HK$11,039
−HK$338/mo
Today · 4.125%
HK$11,377
baseline
▲ 0.50% · 4.625%
HK$12,069
+HK$692/mo

Deposit HK$261K · loan HK$2.35M · min. income ≈ HK$22,754/mo (50% DSR)

Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
C
Saleable Area
356 ft²
Gross Area
514 ft²
Efficiency
69%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2024-06-26 HK$3.00M −19.6%
5.4y
2019-01-15 HK$3.73M +11.7%
3.3y
2015-09-09 HK$3.34M +99.9%
5.0y
2010-09-28 HK$1.67M +39.2%
0.3y
2010-05-26 HK$1.20M −25.0%
13.9y
2010-05-26 HK$1.60M +54.1%
13.9y
1996-07-10 HK$1.04M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 3 min walk · 232 m
Education
56
schools within 1 km (22 within 500 m)
Daily convenience
103
within 1 km (49 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
77
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 56 schools within a 1 km walk.

Everyday convenience — 103 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 77 parks, libraries and sports venues nearby.

Location

Other appraised units in this building