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At today's rate and a 90% mortgage, the deposit on this unit is about HK$261K, with repayments around HK$11,394/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$261K · loan HK$2.35M · min. income ≈ HK$22,788/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-26 | HK$3.00M | −19.6% 5.4y · −4.0%/yr |
| 2019-01-15 | HK$3.73M | +11.7% 3.3y · 4.0%/yr |
| 2015-09-09 | HK$3.34M | +100.0% |
| 2010-09-28 | HK$1.67M | +39.2% |
| 2010-05-26 | HK$1.20M | −25.0% |
| 2010-05-26 | HK$1.60M | +53.8% |
| 1996-07-10 | HK$1.04M | — |