▼ 0.50% · 3.625%
HK$2,132
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,198
−HK$68/mo
Today · 4.125%
HK$2,266
baseline
▲ 0.50% · 4.625%
HK$2,403
+HK$137/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$4,532/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,372
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,435
−HK$65/mo
Today · 4.125%
HK$2,500
baseline
▲ 0.50% · 4.625%
HK$2,632
+HK$132/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$5,000/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,345
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,418
−HK$74/mo
Today · 4.125%
HK$2,492
baseline
▲ 0.50% · 4.625%
HK$2,644
+HK$152/mo
Deposit HK$421K · loan HK$514K · min. income ≈ HK$4,984/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,609
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,679
−HK$71/mo
Today · 4.125%
HK$2,750
baseline
▲ 0.50% · 4.625%
HK$2,895
+HK$145/mo
Deposit HK$421K · loan HK$514K · min. income ≈ HK$5,500/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,558
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$81/mo
Today · 4.125%
HK$2,719
baseline
▲ 0.50% · 4.625%
HK$2,884
+HK$165/mo
Deposit HK$374K · loan HK$561K · min. income ≈ HK$5,438/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,846
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$78/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$158/mo
Deposit HK$374K · loan HK$561K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,772
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,858
−HK$87/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,125
+HK$180/mo
Deposit HK$327K · loan HK$608K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$84/mo
Today · 4.125%
HK$3,250
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$171/mo
Deposit HK$327K · loan HK$608K · min. income ≈ HK$6,500/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,985
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,078
−HK$94/mo
Today · 4.125%
HK$3,172
baseline
▲ 0.50% · 4.625%
HK$3,365
+HK$193/mo
Deposit HK$280K · loan HK$654K · min. income ≈ HK$6,344/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$91/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$184/mo
Deposit HK$280K · loan HK$654K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,297
−HK$101/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,605
+HK$207/mo
Deposit HK$234K · loan HK$701K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,558
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,653
−HK$97/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$197/mo
Deposit HK$234K · loan HK$701K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$108/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$221/mo
Deposit HK$187K · loan HK$748K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$103/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,211
+HK$211/mo
Deposit HK$187K · loan HK$748K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,624
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,737
−HK$115/mo
Today · 4.125%
HK$3,852
baseline
▲ 0.50% · 4.625%
HK$4,086
+HK$234/mo
Deposit HK$140K · loan HK$795K · min. income ≈ HK$7,704/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$110/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,474
+HK$224/mo
Deposit HK$140K · loan HK$795K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$121/mo
Today · 4.125%
HK$4,078
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$248/mo
Deposit HK$93K · loan HK$841K · min. income ≈ HK$8,156/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,384
−HK$116/mo
Today · 4.125%
HK$4,500
baseline
▲ 0.50% · 4.625%
HK$4,737
+HK$237/mo
Deposit HK$93K · loan HK$841K · min. income ≈ HK$9,000/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).