▼ 0.50% · 3.625%
HK$2,768
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,854
−HK$87/mo
Today · 4.125%
HK$2,941
baseline
▲ 0.50% · 4.625%
HK$3,120
+HK$179/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$5,882/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,079
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$84/mo
Today · 4.125%
HK$3,245
baseline
▲ 0.50% · 4.625%
HK$3,416
+HK$171/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$6,490/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,044
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$96/mo
Today · 4.125%
HK$3,235
baseline
▲ 0.50% · 4.625%
HK$3,432
+HK$197/mo
Deposit HK$546K · loan HK$668K · min. income ≈ HK$6,470/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,387
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$92/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,758
+HK$188/mo
Deposit HK$546K · loan HK$668K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,321
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$105/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,744
+HK$215/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,794
−HK$100/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$206/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$113/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$233/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$109/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,441
+HK$222/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,995
−HK$123/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,368
+HK$250/mo
Deposit HK$364K · loan HK$850K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$117/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,783
+HK$240/mo
Deposit HK$364K · loan HK$850K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$132/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,680
+HK$268/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$126/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$256/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,566
−HK$140/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$286/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$134/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,466
+HK$274/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$149/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$304/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$143/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$157/mo
Today · 4.125%
HK$5,294
baseline
▲ 0.50% · 4.625%
HK$5,616
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,588/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,542
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$150/mo
Today · 4.125%
HK$5,841
baseline
▲ 0.50% · 4.625%
HK$6,149
+HK$308/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,682/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).