▼ 0.50% · 3.625%
HK$2,444
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,520
−HK$77/mo
Today · 4.125%
HK$2,597
baseline
▲ 0.50% · 4.625%
HK$2,755
+HK$158/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,194/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,719
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,791
−HK$74/mo
Today · 4.125%
HK$2,865
baseline
▲ 0.50% · 4.625%
HK$3,016
+HK$151/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,730/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,688
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,772
−HK$85/mo
Today · 4.125%
HK$2,857
baseline
▲ 0.50% · 4.625%
HK$3,030
+HK$173/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$5,714/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,990
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$81/mo
Today · 4.125%
HK$3,152
baseline
▲ 0.50% · 4.625%
HK$3,318
+HK$166/mo
Deposit HK$482K · loan HK$589K · min. income ≈ HK$6,304/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,932
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,024
−HK$92/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,306
+HK$190/mo
Deposit HK$429K · loan HK$643K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,350
−HK$89/mo
Today · 4.125%
HK$3,439
baseline
▲ 0.50% · 4.625%
HK$3,620
+HK$181/mo
Deposit HK$429K · loan HK$643K · min. income ≈ HK$6,878/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,177
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,276
−HK$100/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$205/mo
Deposit HK$375K · loan HK$697K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$96/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,921
+HK$196/mo
Deposit HK$375K · loan HK$697K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,421
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,528
−HK$108/mo
Today · 4.125%
HK$3,636
baseline
▲ 0.50% · 4.625%
HK$3,857
+HK$221/mo
Deposit HK$322K · loan HK$750K · min. income ≈ HK$7,272/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,806
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$104/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,223
+HK$211/mo
Deposit HK$322K · loan HK$750K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$115/mo
Today · 4.125%
HK$3,895
baseline
▲ 0.50% · 4.625%
HK$4,132
+HK$237/mo
Deposit HK$268K · loan HK$804K · min. income ≈ HK$7,790/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$111/mo
Today · 4.125%
HK$4,298
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$227/mo
Deposit HK$268K · loan HK$804K · min. income ≈ HK$8,596/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$123/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$253/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$119/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$241/mo
Deposit HK$214K · loan HK$857K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,154
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$132/mo
Today · 4.125%
HK$4,415
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$268/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$8,830/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,622
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$125/mo
Today · 4.125%
HK$4,871
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$257/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$9,742/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$285/mo
Deposit HK$107K · loan HK$965K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$133/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$272/mo
Deposit HK$107K · loan HK$965K · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).