▼ 0.50% · 3.625%
HK$2,544
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,623
−HK$80/mo
Today · 4.125%
HK$2,703
baseline
▲ 0.50% · 4.625%
HK$2,868
+HK$165/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,406/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,830
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,906
−HK$77/mo
Today · 4.125%
HK$2,983
baseline
▲ 0.50% · 4.625%
HK$3,140
+HK$157/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,966/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,798
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,885
−HK$88/mo
Today · 4.125%
HK$2,973
baseline
▲ 0.50% · 4.625%
HK$3,154
+HK$181/mo
Deposit HK$502K · loan HK$614K · min. income ≈ HK$5,946/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,113
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,196
−HK$85/mo
Today · 4.125%
HK$3,281
baseline
▲ 0.50% · 4.625%
HK$3,454
+HK$173/mo
Deposit HK$502K · loan HK$614K · min. income ≈ HK$6,562/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$97/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$197/mo
Deposit HK$446K · loan HK$669K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,396
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,487
−HK$92/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,768
+HK$189/mo
Deposit HK$446K · loan HK$669K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,307
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$104/mo
Today · 4.125%
HK$3,514
baseline
▲ 0.50% · 4.625%
HK$3,728
+HK$214/mo
Deposit HK$390K · loan HK$725K · min. income ≈ HK$7,028/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$100/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$205/mo
Deposit HK$390K · loan HK$725K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,672
−HK$112/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$4,015
+HK$231/mo
Deposit HK$335K · loan HK$781K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$108/mo
Today · 4.125%
HK$4,176
baseline
▲ 0.50% · 4.625%
HK$4,396
+HK$220/mo
Deposit HK$335K · loan HK$781K · min. income ≈ HK$8,352/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$121/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$246/mo
Deposit HK$279K · loan HK$837K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$116/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$236/mo
Deposit HK$279K · loan HK$837K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,070
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$129/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$263/mo
Deposit HK$223K · loan HK$892K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$123/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$252/mo
Deposit HK$223K · loan HK$892K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$136/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$280/mo
Deposit HK$167K · loan HK$948K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$130/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$268/mo
Deposit HK$167K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$145/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$296/mo
Deposit HK$112K · loan HK$1.00M · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$139/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$283/mo
Deposit HK$112K · loan HK$1.00M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).