▼ 0.50% · 3.625%
HK$2,760
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,845
−HK$88/mo
Today · 4.125%
HK$2,933
baseline
▲ 0.50% · 4.625%
HK$3,111
+HK$178/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$5,866/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,070
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,152
−HK$84/mo
Today · 4.125%
HK$3,236
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$171/mo
Deposit HK$605K · loan HK$605K · min. income ≈ HK$6,472/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,130
−HK$96/mo
Today · 4.125%
HK$3,226
baseline
▲ 0.50% · 4.625%
HK$3,422
+HK$196/mo
Deposit HK$545K · loan HK$666K · min. income ≈ HK$6,452/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,377
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$92/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$187/mo
Deposit HK$545K · loan HK$666K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,415
−HK$104/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$214/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,783
−HK$100/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,088
+HK$205/mo
Deposit HK$484K · loan HK$726K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,588
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$114/mo
Today · 4.125%
HK$3,813
baseline
▲ 0.50% · 4.625%
HK$4,044
+HK$231/mo
Deposit HK$424K · loan HK$787K · min. income ≈ HK$7,626/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$109/mo
Today · 4.125%
HK$4,207
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$221/mo
Deposit HK$424K · loan HK$787K · min. income ≈ HK$8,414/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$122/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,356
+HK$250/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,413
−HK$117/mo
Today · 4.125%
HK$4,530
baseline
▲ 0.50% · 4.625%
HK$4,769
+HK$239/mo
Deposit HK$363K · loan HK$847K · min. income ≈ HK$9,060/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$131/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$268/mo
Deposit HK$303K · loan HK$908K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$125/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$256/mo
Deposit HK$303K · loan HK$908K · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$139/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$286/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,044
−HK$134/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,450
+HK$272/mo
Deposit HK$242K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$149/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$303/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$142/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$290/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$157/mo
Today · 4.125%
HK$5,279
baseline
▲ 0.50% · 4.625%
HK$5,600
+HK$321/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,558/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,674
−HK$151/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$307/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).