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At today's rate and a 90% mortgage, the deposit on this unit is about HK$318K, with repayments around HK$13,863/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$318K · loan HK$2.86M · min. income ≈ HK$27,726/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-10 | HK$3.06M | −30.3% 7.9y · −4.0%/yr |
| 2018-05-30 | HK$4.39M | +377.0% 13.7y · 27.0%/yr |
| 2004-09-09 | HK$920K | +35.3% |
| 2004-05-14 | HK$680K | −35.8% |
| 1996-02-16 | HK$1.06M | — |