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At today's rate and a 90% mortgage, the deposit on this unit is about HK$293K, with repayments around HK$12,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$293K · loan HK$2.64M · min. income ≈ HK$25,598/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-05 | HK$4.25M | +11.8% 3.2y · 4.0%/yr |
| 2017-12-18 | HK$3.80M | +90.0% 4.4y · 20.0%/yr |
| 2013-08-01 | HK$2.00M | +0.0% |
| 2012-04-16 | HK$2.00M | +35.1% |
| 2010-01-14 | HK$1.48M | +13.8% |
| 2009-11-25 | HK$1.30M | +32.7% |
| 2007-07-25 | HK$980K | +42.0% |
| 2005-06-02 | HK$690K | — |