▼ 0.50% · 3.625%
HK$2,001
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,063
−HK$63/mo
Today · 4.125%
HK$2,126
baseline
▲ 0.50% · 4.625%
HK$2,256
+HK$130/mo
Deposit HK$439K · loan HK$439K · min. income ≈ HK$4,252/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,226
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,286
−HK$60/mo
Today · 4.125%
HK$2,346
baseline
▲ 0.50% · 4.625%
HK$2,470
+HK$124/mo
Deposit HK$439K · loan HK$439K · min. income ≈ HK$4,692/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,201
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,269
−HK$70/mo
Today · 4.125%
HK$2,339
baseline
▲ 0.50% · 4.625%
HK$2,481
+HK$142/mo
Deposit HK$395K · loan HK$483K · min. income ≈ HK$4,678/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,448
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,514
−HK$67/mo
Today · 4.125%
HK$2,581
baseline
▲ 0.50% · 4.625%
HK$2,717
+HK$136/mo
Deposit HK$395K · loan HK$483K · min. income ≈ HK$5,162/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,401
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,476
−HK$76/mo
Today · 4.125%
HK$2,552
baseline
▲ 0.50% · 4.625%
HK$2,707
+HK$155/mo
Deposit HK$351K · loan HK$526K · min. income ≈ HK$5,104/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,671
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,743
−HK$72/mo
Today · 4.125%
HK$2,815
baseline
▲ 0.50% · 4.625%
HK$2,964
+HK$149/mo
Deposit HK$351K · loan HK$526K · min. income ≈ HK$5,630/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,601
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,682
−HK$82/mo
Today · 4.125%
HK$2,764
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$168/mo
Deposit HK$307K · loan HK$570K · min. income ≈ HK$5,528/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,894
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,971
−HK$79/mo
Today · 4.125%
HK$3,050
baseline
▲ 0.50% · 4.625%
HK$3,211
+HK$161/mo
Deposit HK$307K · loan HK$570K · min. income ≈ HK$6,100/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,801
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,888
−HK$89/mo
Today · 4.125%
HK$2,977
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$181/mo
Deposit HK$263K · loan HK$614K · min. income ≈ HK$5,954/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,116
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$85/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,458
+HK$173/mo
Deposit HK$263K · loan HK$614K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,001
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$94/mo
Today · 4.125%
HK$3,189
baseline
▲ 0.50% · 4.625%
HK$3,383
+HK$194/mo
Deposit HK$219K · loan HK$658K · min. income ≈ HK$6,378/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,339
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$91/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$186/mo
Deposit HK$219K · loan HK$658K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,301
−HK$101/mo
Today · 4.125%
HK$3,402
baseline
▲ 0.50% · 4.625%
HK$3,609
+HK$207/mo
Deposit HK$175K · loan HK$702K · min. income ≈ HK$6,804/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$97/mo
Today · 4.125%
HK$3,754
baseline
▲ 0.50% · 4.625%
HK$3,952
+HK$198/mo
Deposit HK$175K · loan HK$702K · min. income ≈ HK$7,508/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$108/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,835
+HK$220/mo
Deposit HK$132K · loan HK$746K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,885
−HK$103/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,199
+HK$211/mo
Deposit HK$132K · loan HK$746K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$114/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$233/mo
Deposit HK$88K · loan HK$790K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$109/mo
Today · 4.125%
HK$4,223
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$223/mo
Deposit HK$88K · loan HK$790K · min. income ≈ HK$8,446/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).