▼ 0.50% · 3.625%
HK$2,432
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,508
−HK$77/mo
Today · 4.125%
HK$2,585
baseline
▲ 0.50% · 4.625%
HK$2,742
+HK$157/mo
Deposit HK$533K · loan HK$533K · min. income ≈ HK$5,170/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,706
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,779
−HK$73/mo
Today · 4.125%
HK$2,852
baseline
▲ 0.50% · 4.625%
HK$3,003
+HK$151/mo
Deposit HK$533K · loan HK$533K · min. income ≈ HK$5,704/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,676
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,759
−HK$84/mo
Today · 4.125%
HK$2,843
baseline
▲ 0.50% · 4.625%
HK$3,016
+HK$173/mo
Deposit HK$480K · loan HK$587K · min. income ≈ HK$5,686/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,057
−HK$80/mo
Today · 4.125%
HK$3,137
baseline
▲ 0.50% · 4.625%
HK$3,303
+HK$166/mo
Deposit HK$480K · loan HK$587K · min. income ≈ HK$6,274/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,919
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,010
−HK$92/mo
Today · 4.125%
HK$3,102
baseline
▲ 0.50% · 4.625%
HK$3,291
+HK$189/mo
Deposit HK$427K · loan HK$640K · min. income ≈ HK$6,204/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,247
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,334
−HK$89/mo
Today · 4.125%
HK$3,423
baseline
▲ 0.50% · 4.625%
HK$3,603
+HK$180/mo
Deposit HK$427K · loan HK$640K · min. income ≈ HK$6,846/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,162
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,261
−HK$99/mo
Today · 4.125%
HK$3,360
baseline
▲ 0.50% · 4.625%
HK$3,565
+HK$205/mo
Deposit HK$373K · loan HK$693K · min. income ≈ HK$6,720/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,518
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$96/mo
Today · 4.125%
HK$3,708
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$195/mo
Deposit HK$373K · loan HK$693K · min. income ≈ HK$7,416/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,405
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,511
−HK$108/mo
Today · 4.125%
HK$3,619
baseline
▲ 0.50% · 4.625%
HK$3,839
+HK$220/mo
Deposit HK$320K · loan HK$747K · min. income ≈ HK$7,238/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,788
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$103/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,204
+HK$211/mo
Deposit HK$320K · loan HK$747K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,649
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$115/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,113
+HK$236/mo
Deposit HK$267K · loan HK$800K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,059
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$110/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$226/mo
Deposit HK$267K · loan HK$800K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$252/mo
Deposit HK$213K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$118/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$240/mo
Deposit HK$213K · loan HK$853K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,135
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$130/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,662
+HK$268/mo
Deposit HK$160K · loan HK$907K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,600
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$125/mo
Today · 4.125%
HK$4,849
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$255/mo
Deposit HK$160K · loan HK$907K · min. income ≈ HK$9,698/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$138/mo
Today · 4.125%
HK$4,653
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$283/mo
Deposit HK$107K · loan HK$960K · min. income ≈ HK$9,306/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,871
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,002
−HK$132/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$271/mo
Deposit HK$107K · loan HK$960K · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).