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22/F B2

in Laichikok Bay Garden Block B

Kwai Tsing District · New Territories West

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Floor
1/F B1 435 ft² 1/F B3 426 ft² 1/F B7 435 ft² 1/F B4 426 ft² 1/F B5 426 ft² 2/F B1 435 ft² 2/F B2 2/F B6 426 ft² 2/F B7 435 ft² 2/F B4 426 ft² 2/F B5 426 ft² 2/F B8 435 ft² 3/F B2 435 ft² 3/F B3 426 ft² 3/F B5 426 ft² 3/F B7 435 ft² 3/F B4 426 ft² 3/F B6 426 ft² 3/F B8 435 ft² 4/F B1 435 ft² 4/F B3 426 ft² 4/F B4 426 ft² 4/F B6 426 ft² 4/F B7 435 ft² 4/F B2 435 ft² 4/F B8 435 ft² 5/F B1 435 ft² 5/F B3 426 ft² 5/F B5 426 ft² 5/F B6 426 ft² 5/F B8 435 ft² 5/F B4 426 ft² 5/F B7 435 ft² 6/F B3 426 ft² 6/F B4 426 ft² 6/F B6 426 ft² 6/F B7 435 ft² 6/F B1 435 ft² 6/F B2 435 ft² 7/F B2 435 ft² 7/F B3 426 ft² 7/F B6 426 ft² 7/F B7 435 ft² 7/F B1 435 ft² 7/F B4 426 ft² 7/F B5 426 ft² 7/F B8 435 ft² 8/F B3 426 ft² 8/F B6 426 ft² 8/F B2 435 ft² 8/F B5 426 ft² 8/F B7 435 ft² 9/F B3 426 ft² 9/F B4 426 ft² 9/F B5 426 ft² 9/F B7 435 ft² 9/F B6 426 ft² 10/F B1 435 ft² 10/F B2 435 ft² 10/F B4 426 ft² 10/F B5 426 ft² 10/F B6 426 ft² 11/F B3 426 ft² 11/F B1 435 ft² 11/F B2 435 ft² 11/F B6 426 ft² 12/F B1 435 ft² 12/F B4 426 ft² 12/F B5 426 ft² 12/F B7 435 ft² 12/F B6 426 ft² 13/F B2 435 ft² 13/F B3 426 ft² 13/F B4 426 ft² 13/F B5 426 ft² 13/F B1 435 ft² 14/F B1 435 ft² 14/F B7 435 ft² 14/F B8 14/F B4 426 ft² 14/F B6 426 ft² 15/F B1 435 ft² 15/F B2 435 ft² 15/F B7 435 ft² 15/F B4 426 ft² 15/F B8 435 ft² 16/F B3 426 ft² 16/F B5 426 ft² 16/F B1 435 ft² 16/F B8 435 ft² 17/F B1 435 ft² 17/F B2 435 ft² 17/F B6 426 ft² 17/F B4 426 ft² 17/F B7 435 ft² 18/F B1 435 ft² 18/F B4 426 ft² 18/F B5 426 ft² 18/F B6 426 ft² 18/F B7 435 ft² 18/F B2 435 ft² 19/F B1 435 ft² 19/F B4 426 ft² 19/F B5 426 ft² 19/F B7 435 ft² 19/F B8 435 ft² 19/F B2 435 ft² 20/F B3 426 ft² 20/F B6 426 ft² 20/F B7 435 ft² 20/F B2 435 ft² 20/F B4 426 ft² 20/F B5 426 ft² 21/F B1 435 ft² 21/F B5 426 ft² 21/F B6 426 ft² 21/F B3 426 ft² 21/F B7 435 ft² 22/F B2 435 ft² 22/F B3 426 ft² 22/F B4 426 ft² 22/F B5 426 ft² 22/F B8 435 ft² 22/F B1 435 ft² 22/F B7 435 ft² 23/F B1 435 ft² 23/F B2 435 ft² 23/F B3 426 ft² 23/F B4 23/F B5 426 ft² 23/F B7 435 ft² 23/F B6 426 ft² 24/F B2 435 ft² 24/F B7 435 ft² 24/F B1 435 ft² 24/F B6 426 ft² 25/F B5 426 ft² 25/F B6 426 ft² 25/F B8 435 ft² 25/F B3 426 ft² 26/F B3 426 ft² 26/F B7 435 ft² 26/F B4 426 ft² 26/F B8 435 ft²
Crescira AVM · estimated value Medium confidence
HK$4.40M
≈ HK$10,117 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,197/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,064
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,626
−HK$571/mo
Today · 4.125%
HK$19,197
baseline
▲ 0.50% · 4.625%
HK$20,365
+HK$1,168/mo

Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,394/mo (50% DSR)

Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$66,017 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
22/F
Flat
B2
Saleable Area
435 ft²
Gross Area
518 ft²
Efficiency
84%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2007-01-03 HK$1.43M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mei Foo
≈ 6 min walk · 463 m
Education
18
schools within 1 km (4 within 500 m)
Daily convenience
17
within 1 km (5 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
22
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mei Foo Station (a rail station within an 8-min walk earns this label).

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 22 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com