20/F B4

Lai King | Lai Wan (Kwai Tsing District) · Kowloon

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1/F B1 435 ft² 1/F B3 426 ft² 1/F B4 426 ft² 1/F B5 426 ft² 1/F B7 435 ft² 2/F B1 435 ft² 2/F B2 2/F B6 426 ft² 2/F B7 435 ft² 2/F B8 435 ft² 3/F B2 435 ft² 3/F B3 426 ft² 3/F B4 426 ft² 3/F B5 426 ft² 3/F B6 426 ft² 3/F B7 435 ft² 3/F B8 435 ft² 4/F B1 435 ft² 4/F B2 435 ft² 4/F B3 426 ft² 4/F B4 426 ft² 4/F B6 426 ft² 4/F B7 435 ft² 4/F B8 435 ft² 5/F B1 435 ft² 5/F B3 426 ft² 5/F B4 426 ft² 5/F B5 426 ft² 5/F B6 426 ft² 5/F B7 435 ft² 5/F B8 435 ft² 6/F B1 435 ft² 6/F B2 435 ft² 6/F B3 426 ft² 6/F B4 426 ft² 6/F B6 426 ft² 6/F B7 435 ft² 7/F B2 435 ft² 7/F B3 426 ft² 7/F B4 426 ft² 7/F B5 426 ft² 7/F B6 426 ft² 7/F B7 435 ft² 7/F B8 435 ft² 8/F B2 435 ft² 8/F B3 426 ft² 8/F B5 426 ft² 8/F B6 426 ft² 8/F B7 435 ft² 9/F B3 426 ft² 9/F B4 426 ft² 9/F B5 426 ft² 9/F B6 426 ft² 9/F B7 435 ft² 10/F B1 435 ft² 10/F B2 435 ft² 10/F B4 426 ft² 10/F B5 426 ft² 10/F B6 426 ft² 11/F B2 435 ft² 11/F B3 426 ft² 11/F B6 426 ft² 12/F B1 435 ft² 12/F B4 426 ft² 12/F B5 426 ft² 12/F B7 435 ft² 13/F B1 435 ft² 13/F B2 435 ft² 13/F B3 426 ft² 13/F B4 426 ft² 13/F B5 426 ft² 14/F B1 435 ft² 14/F B4 426 ft² 14/F B6 426 ft² 14/F B7 435 ft² 14/F B8 15/F B1 435 ft² 15/F B2 435 ft² 15/F B4 426 ft² 15/F B7 435 ft² 15/F B8 435 ft² 16/F B1 435 ft² 16/F B3 426 ft² 16/F B5 426 ft² 16/F B8 435 ft² 17/F B1 435 ft² 17/F B2 435 ft² 17/F B4 426 ft² 17/F B6 426 ft² 17/F B7 435 ft² 18/F B1 435 ft² 18/F B2 435 ft² 18/F B4 426 ft² 18/F B5 426 ft² 18/F B6 426 ft² 18/F B7 435 ft² 19/F B1 435 ft² 19/F B2 435 ft² 19/F B4 426 ft² 19/F B5 426 ft² 19/F B7 435 ft² 19/F B8 435 ft² 20/F B2 435 ft² 20/F B3 426 ft² 20/F B4 426 ft² 20/F B5 426 ft² 20/F B6 426 ft² 20/F B7 435 ft² 21/F B1 435 ft² 21/F B3 426 ft² 21/F B5 426 ft² 21/F B6 426 ft² 21/F B7 435 ft² 22/F B1 435 ft² 22/F B2 435 ft² 22/F B3 426 ft² 22/F B4 426 ft² 22/F B5 426 ft² 22/F B7 435 ft² 22/F B8 435 ft² 23/F B1 435 ft² 23/F B2 435 ft² 23/F B3 426 ft² 23/F B4 23/F B5 426 ft² 23/F B6 426 ft² 23/F B7 435 ft² 24/F B1 435 ft² 24/F B2 435 ft² 24/F B6 426 ft² 24/F B7 435 ft² 25/F B5 426 ft² 25/F B6 426 ft² 25/F B8 435 ft² 26/F B3 426 ft² 26/F B4 426 ft² 26/F B7 435 ft² 26/F B8 435 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.58M

≈ HK$10,745 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$458K, with repayments around HK$19,966/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,787

−HK$1,179/mo

▼ 0.25% · 3.875%

HK$19,372

−HK$594/mo

Today · 4.125%

HK$19,966

baseline

▲ 0.50% · 4.625%

HK$21,180

+HK$1,214/mo

Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,932/mo (50% DSR)

Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$75,231 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Mei Foo Station

≈ 6 min walk · 474 m

Education

schools within 1 km (11 within 500 m)

Daily convenience

within 1 km (6 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Mei Foo Station Station.

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B4
Saleable Area: 426 Saleable ft²
Gross Area: 477 ft²
Efficiency: 89%
District: Lai King | Lai Wan (Kwai Tsing District) · Kowloon
School net (POA): 65

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2004-10-16	HK$1.09M	+11.2%	HK$2,559	HK$2,285
2004-05-28	HK$980K	−51.0%	HK$2,300	HK$2,054
1998-05-09	HK$2.00M	+29.9%	HK$4,695	HK$4,193
1996-05-15	HK$1.54M	—	HK$3,615	HK$3,228

Other appraised units in this building

Data sourced from Renavon.com