▼ 0.50% · 3.625%
HK$6,833
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,045
−HK$216/mo
Today · 4.125%
HK$7,261
baseline
▲ 0.50% · 4.625%
HK$7,703
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,522/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,601
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,805
−HK$207/mo
Today · 4.125%
HK$8,012
baseline
▲ 0.50% · 4.625%
HK$8,434
+HK$422/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,024/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,516
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,750
−HK$237/mo
Today · 4.125%
HK$7,987
baseline
▲ 0.50% · 4.625%
HK$8,473
+HK$486/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,974/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,362
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,586
−HK$227/mo
Today · 4.125%
HK$8,813
baseline
▲ 0.50% · 4.625%
HK$9,278
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,626/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,199
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,454
−HK$259/mo
Today · 4.125%
HK$8,713
baseline
▲ 0.50% · 4.625%
HK$9,244
+HK$531/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,426/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,122
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,366
−HK$248/mo
Today · 4.125%
HK$9,614
baseline
▲ 0.50% · 4.625%
HK$10,121
+HK$507/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,228/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,883
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,159
−HK$281/mo
Today · 4.125%
HK$9,440
baseline
▲ 0.50% · 4.625%
HK$10,014
+HK$574/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,880/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,882
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,147
−HK$269/mo
Today · 4.125%
HK$10,416
baseline
▲ 0.50% · 4.625%
HK$10,965
+HK$549/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,832/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,566
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,863
−HK$303/mo
Today · 4.125%
HK$10,166
baseline
▲ 0.50% · 4.625%
HK$10,784
+HK$618/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$20,332/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,642
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,927
−HK$290/mo
Today · 4.125%
HK$11,217
baseline
▲ 0.50% · 4.625%
HK$11,808
+HK$591/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$22,434/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,249
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,568
−HK$324/mo
Today · 4.125%
HK$10,892
baseline
▲ 0.50% · 4.625%
HK$11,555
+HK$663/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$21,784/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,402
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,708
−HK$310/mo
Today · 4.125%
HK$12,018
baseline
▲ 0.50% · 4.625%
HK$12,652
+HK$634/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$24,036/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,932
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,272
−HK$346/mo
Today · 4.125%
HK$11,618
baseline
▲ 0.50% · 4.625%
HK$12,325
+HK$707/mo
Deposit HK$599K · loan HK$2.40M · min. income ≈ HK$23,236/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,162
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,488
−HK$331/mo
Today · 4.125%
HK$12,819
baseline
▲ 0.50% · 4.625%
HK$13,495
+HK$676/mo
Deposit HK$599K · loan HK$2.40M · min. income ≈ HK$25,638/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,616
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,977
−HK$367/mo
Today · 4.125%
HK$12,344
baseline
▲ 0.50% · 4.625%
HK$13,095
+HK$751/mo
Deposit HK$449K · loan HK$2.55M · min. income ≈ HK$24,688/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,922
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,269
−HK$352/mo
Today · 4.125%
HK$13,621
baseline
▲ 0.50% · 4.625%
HK$14,338
+HK$717/mo
Deposit HK$449K · loan HK$2.55M · min. income ≈ HK$27,242/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,299
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,682
−HK$388/mo
Today · 4.125%
HK$13,070
baseline
▲ 0.50% · 4.625%
HK$13,866
+HK$796/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,140/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,682
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,049
−HK$373/mo
Today · 4.125%
HK$14,422
baseline
▲ 0.50% · 4.625%
HK$15,182
+HK$760/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,844/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).