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Crescira AVM · estimated value Medium confidence
HK$3.00M
≈ HK$7,896 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$300K, with repayments around HK$13,087/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,315
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,698
−HK$389/mo
Today · 4.125%
HK$13,087
baseline
▲ 0.50% · 4.625%
HK$13,883
+HK$796/mo

Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,174/mo (50% DSR)

Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
B4
Saleable Area
380 ft²
Gross Area
446 ft²
Efficiency
85%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2010-11-26 HK$1.32M +20.0%
2010-08-17 HK$1.10M +69.2%
2007-11-27 HK$650K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Tong Road (Light Rail)
≈ 3 min walk · 234 m
Education
51
schools within 1 km (12 within 500 m)
Daily convenience
54
within 1 km (31 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Tai Tong Road Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com