▼ 0.50% · 3.625%
HK$17,640
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$18,188
−HK$558/mo
Today · 4.125%
HK$18,746
baseline
▲ 0.50% · 4.625%
HK$19,886
+HK$1,140/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,492/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,624
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,150
−HK$534/mo
Today · 4.125%
HK$20,684
baseline
▲ 0.50% · 4.625%
HK$21,774
+HK$1,090/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,368/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,404
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,007
−HK$613/mo
Today · 4.125%
HK$20,620
baseline
▲ 0.50% · 4.625%
HK$21,875
+HK$1,255/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,240/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,586
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,165
−HK$588/mo
Today · 4.125%
HK$22,753
baseline
▲ 0.50% · 4.625%
HK$23,952
+HK$1,199/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,506/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,168
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$669/mo
Today · 4.125%
HK$22,495
baseline
▲ 0.50% · 4.625%
HK$23,864
+HK$1,369/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,990/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$641/mo
Today · 4.125%
HK$24,821
baseline
▲ 0.50% · 4.625%
HK$26,129
+HK$1,308/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,932
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,645
−HK$725/mo
Today · 4.125%
HK$24,370
baseline
▲ 0.50% · 4.625%
HK$25,852
+HK$1,482/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,740/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,511
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,195
−HK$694/mo
Today · 4.125%
HK$26,889
baseline
▲ 0.50% · 4.625%
HK$28,307
+HK$1,418/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,778/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,696
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,464
−HK$780/mo
Today · 4.125%
HK$26,244
baseline
▲ 0.50% · 4.625%
HK$27,841
+HK$1,597/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,488/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,474
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,210
−HK$748/mo
Today · 4.125%
HK$28,958
baseline
▲ 0.50% · 4.625%
HK$30,484
+HK$1,526/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,916/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,460
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$836/mo
Today · 4.125%
HK$28,119
baseline
▲ 0.50% · 4.625%
HK$29,830
+HK$1,711/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,238/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,436
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,225
−HK$801/mo
Today · 4.125%
HK$31,026
baseline
▲ 0.50% · 4.625%
HK$32,662
+HK$1,636/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$62,052/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,223
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,101
−HK$892/mo
Today · 4.125%
HK$29,993
baseline
▲ 0.50% · 4.625%
HK$31,818
+HK$1,825/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$59,986/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,398
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,240
−HK$855/mo
Today · 4.125%
HK$33,095
baseline
▲ 0.50% · 4.625%
HK$34,839
+HK$1,744/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,190/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,987
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,920
−HK$948/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,807
+HK$1,939/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,361
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,255
−HK$908/mo
Today · 4.125%
HK$35,163
baseline
▲ 0.50% · 4.625%
HK$37,017
+HK$1,854/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$70,326/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,751
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,739
−HK$1,004/mo
Today · 4.125%
HK$33,743
baseline
▲ 0.50% · 4.625%
HK$35,796
+HK$2,053/mo
Deposit HK$774K · loan HK$6.96M · min. income ≈ HK$67,486/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$962/mo
Today · 4.125%
HK$37,232
baseline
▲ 0.50% · 4.625%
HK$39,194
+HK$1,962/mo
Deposit HK$774K · loan HK$6.96M · min. income ≈ HK$74,464/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,075 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).