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At today's rate and a 90% mortgage, the deposit on this unit is about HK$531K, with repayments around HK$23,177/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,354/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,558 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 81%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-07 | HK$5.99M | +130.4% 8.0y · 16.0%/yr |
| 2011-04-04 | HK$2.60M | +25.0% |
| 2010-02-09 | HK$2.08M | +11.2% |
| 2009-09-04 | HK$1.87M | +11.3% |
| 2008-02-06 | HK$1.68M | +34.4% |
| 2001-08-07 | HK$1.25M | −17.2% |
| 2000-05-10 | HK$1.51M | −45.1% |
| 1997-09-16 | HK$2.75M | +3.0% |
| 1997-06-24 | HK$2.67M | +11.7% |
| 1997-04-19 | HK$2.39M | — |