▼ 0.50% · 3.625%
HK$5,062
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$160/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$327/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,783
−HK$153/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$313/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$175/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$361/mo
Deposit HK$999K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,195
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,361
−HK$168/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$345/mo
Deposit HK$999K · loan HK$1.22M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,075
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,263
−HK$192/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$393/mo
Deposit HK$888K · loan HK$1.33M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,758
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,939
−HK$184/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,498
+HK$375/mo
Deposit HK$888K · loan HK$1.33M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,581
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,785
−HK$208/mo
Today · 4.125%
HK$6,993
baseline
▲ 0.50% · 4.625%
HK$7,419
+HK$426/mo
Deposit HK$777K · loan HK$1.44M · min. income ≈ HK$13,986/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,321
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,517
−HK$200/mo
Today · 4.125%
HK$7,717
baseline
▲ 0.50% · 4.625%
HK$8,123
+HK$406/mo
Deposit HK$777K · loan HK$1.44M · min. income ≈ HK$15,434/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,087
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,307
−HK$224/mo
Today · 4.125%
HK$7,531
baseline
▲ 0.50% · 4.625%
HK$7,990
+HK$459/mo
Deposit HK$666K · loan HK$1.55M · min. income ≈ HK$15,062/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,884
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,096
−HK$214/mo
Today · 4.125%
HK$8,310
baseline
▲ 0.50% · 4.625%
HK$8,748
+HK$438/mo
Deposit HK$666K · loan HK$1.55M · min. income ≈ HK$16,620/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,593
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,829
−HK$240/mo
Today · 4.125%
HK$8,069
baseline
▲ 0.50% · 4.625%
HK$8,560
+HK$491/mo
Deposit HK$555K · loan HK$1.66M · min. income ≈ HK$16,138/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,447
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,674
−HK$230/mo
Today · 4.125%
HK$8,904
baseline
▲ 0.50% · 4.625%
HK$9,373
+HK$469/mo
Deposit HK$555K · loan HK$1.66M · min. income ≈ HK$17,808/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,099
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,351
−HK$256/mo
Today · 4.125%
HK$8,607
baseline
▲ 0.50% · 4.625%
HK$9,131
+HK$524/mo
Deposit HK$444K · loan HK$1.78M · min. income ≈ HK$17,214/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,010
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,252
−HK$245/mo
Today · 4.125%
HK$9,497
baseline
▲ 0.50% · 4.625%
HK$9,998
+HK$501/mo
Deposit HK$444K · loan HK$1.78M · min. income ≈ HK$18,994/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,606
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,873
−HK$272/mo
Today · 4.125%
HK$9,145
baseline
▲ 0.50% · 4.625%
HK$9,702
+HK$557/mo
Deposit HK$333K · loan HK$1.89M · min. income ≈ HK$18,290/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,574
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,830
−HK$261/mo
Today · 4.125%
HK$10,091
baseline
▲ 0.50% · 4.625%
HK$10,623
+HK$532/mo
Deposit HK$333K · loan HK$1.89M · min. income ≈ HK$20,182/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,112
−HK$571/mo
▼ 0.25% · 3.875%
HK$9,395
−HK$288/mo
Today · 4.125%
HK$9,683
baseline
▲ 0.50% · 4.625%
HK$10,272
+HK$589/mo
Deposit HK$222K · loan HK$2.00M · min. income ≈ HK$19,366/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,137
−HK$547/mo
▼ 0.25% · 3.875%
HK$10,409
−HK$275/mo
Today · 4.125%
HK$10,684
baseline
▲ 0.50% · 4.625%
HK$11,248
+HK$564/mo
Deposit HK$222K · loan HK$2.00M · min. income ≈ HK$21,368/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).