▼ 0.50% · 3.625%
HK$4,775
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$151/mo
Today · 4.125%
HK$5,075
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$308/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,150/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,455
−HK$144/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$166/mo
Today · 4.125%
HK$5,582
baseline
▲ 0.50% · 4.625%
HK$5,922
+HK$340/mo
Deposit HK$942K · loan HK$1.15M · min. income ≈ HK$11,164/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$315/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$159/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$325/mo
Deposit HK$942K · loan HK$1.15M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$182/mo
Today · 4.125%
HK$6,090
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$370/mo
Deposit HK$838K · loan HK$1.26M · min. income ≈ HK$12,180/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,375
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,546
−HK$173/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$354/mo
Deposit HK$838K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,208
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$196/mo
Today · 4.125%
HK$6,597
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$401/mo
Deposit HK$733K · loan HK$1.36M · min. income ≈ HK$13,194/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,906
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$188/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,663
+HK$384/mo
Deposit HK$733K · loan HK$1.36M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,893
−HK$212/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,537
+HK$432/mo
Deposit HK$628K · loan HK$1.47M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,437
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,637
−HK$202/mo
Today · 4.125%
HK$7,839
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$413/mo
Deposit HK$628K · loan HK$1.47M · min. income ≈ HK$15,678/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,163
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,386
−HK$226/mo
Today · 4.125%
HK$7,612
baseline
▲ 0.50% · 4.625%
HK$8,075
+HK$463/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$15,224/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,969
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,182
−HK$217/mo
Today · 4.125%
HK$8,399
baseline
▲ 0.50% · 4.625%
HK$8,842
+HK$443/mo
Deposit HK$524K · loan HK$1.57M · min. income ≈ HK$16,798/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,640
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,878
−HK$241/mo
Today · 4.125%
HK$8,119
baseline
▲ 0.50% · 4.625%
HK$8,613
+HK$494/mo
Deposit HK$419K · loan HK$1.68M · min. income ≈ HK$16,238/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,500
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,728
−HK$231/mo
Today · 4.125%
HK$8,959
baseline
▲ 0.50% · 4.625%
HK$9,431
+HK$472/mo
Deposit HK$419K · loan HK$1.68M · min. income ≈ HK$17,918/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,118
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,370
−HK$257/mo
Today · 4.125%
HK$8,627
baseline
▲ 0.50% · 4.625%
HK$9,152
+HK$525/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$17,254/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,031
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,273
−HK$246/mo
Today · 4.125%
HK$9,519
baseline
▲ 0.50% · 4.625%
HK$10,021
+HK$502/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$19,038/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,595
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,863
−HK$271/mo
Today · 4.125%
HK$9,134
baseline
▲ 0.50% · 4.625%
HK$9,690
+HK$556/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$18,268/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,562
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,819
−HK$260/mo
Today · 4.125%
HK$10,079
baseline
▲ 0.50% · 4.625%
HK$10,610
+HK$531/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$20,158/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).