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At today's rate and a 90% mortgage, the deposit on this unit is about HK$324K, with repayments around HK$14,126/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$324K · loan HK$2.91M · min. income ≈ HK$28,252/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Tai Tong Road Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-27 | HK$3.59M | +20.5% 0.3y |
| 2026-02-10 | HK$2.98M | −14.1% 8.8y · −2.0%/yr |
| 2017-04-27 | HK$3.47M | +247.0% 17.5y · 14.0%/yr |
| 1999-11-11 | HK$1.00M | — |