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At today's rate and a 90% mortgage, the deposit on this unit is about HK$324K, with repayments around HK$14,131/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$324K · loan HK$2.92M · min. income ≈ HK$28,262/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Tai Tong Road Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 329 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-22 | HK$3.40M | −18.5% 6.8y · −3.0%/yr |
| 2019-07-19 | HK$4.17M | +70.1% 5.4y · 13.0%/yr |
| 2014-02-14 | HK$2.45M | +36.1% |
| 2011-09-02 | HK$1.80M | +44.0% |
| 1998-09-24 | HK$1.25M | +1.6% |
| 1998-03-10 | HK$1.23M | — |