▼ 0.50% · 3.625%
HK$5,029
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$158/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$326/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,595
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$152/mo
Today · 4.125%
HK$5,897
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,794/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$175/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$358/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$168/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$342/mo
Deposit HK$992K · loan HK$1.21M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$190/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$391/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$183/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$373/mo
Deposit HK$882K · loan HK$1.32M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$207/mo
Today · 4.125%
HK$6,948
baseline
▲ 0.50% · 4.625%
HK$7,371
+HK$423/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$13,896/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,273
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,468
−HK$198/mo
Today · 4.125%
HK$7,666
baseline
▲ 0.50% · 4.625%
HK$8,070
+HK$404/mo
Deposit HK$772K · loan HK$1.43M · min. income ≈ HK$15,332/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$222/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$456/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,833
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,043
−HK$213/mo
Today · 4.125%
HK$8,256
baseline
▲ 0.50% · 4.625%
HK$8,691
+HK$435/mo
Deposit HK$662K · loan HK$1.54M · min. income ≈ HK$16,512/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,544
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,778
−HK$239/mo
Today · 4.125%
HK$8,017
baseline
▲ 0.50% · 4.625%
HK$8,505
+HK$488/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,034/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,392
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,617
−HK$229/mo
Today · 4.125%
HK$8,846
baseline
▲ 0.50% · 4.625%
HK$9,312
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,692/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,047
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$254/mo
Today · 4.125%
HK$8,551
baseline
▲ 0.50% · 4.625%
HK$9,071
+HK$520/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,102/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,952
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,192
−HK$243/mo
Today · 4.125%
HK$9,435
baseline
▲ 0.50% · 4.625%
HK$9,933
+HK$498/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,870/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,549
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,815
−HK$271/mo
Today · 4.125%
HK$9,086
baseline
▲ 0.50% · 4.625%
HK$9,638
+HK$552/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$18,172/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,511
−HK$514/mo
▼ 0.25% · 3.875%
HK$9,766
−HK$259/mo
Today · 4.125%
HK$10,025
baseline
▲ 0.50% · 4.625%
HK$10,554
+HK$529/mo
Deposit HK$331K · loan HK$1.87M · min. income ≈ HK$20,050/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,052
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,334
−HK$286/mo
Today · 4.125%
HK$9,620
baseline
▲ 0.50% · 4.625%
HK$10,205
+HK$585/mo
Deposit HK$221K · loan HK$1.98M · min. income ≈ HK$19,240/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,071
−HK$544/mo
▼ 0.25% · 3.875%
HK$10,341
−HK$274/mo
Today · 4.125%
HK$10,615
baseline
▲ 0.50% · 4.625%
HK$11,174
+HK$559/mo
Deposit HK$221K · loan HK$1.98M · min. income ≈ HK$21,230/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).