Crescira AVM · estimated value
● Medium confidence
HK$4.38M
≈ HK$6,898 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,107/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,979
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,538
−HK$569/mo
Today · 4.125%
HK$19,107
baseline
▲ 0.50% · 4.625%
HK$20,269
+HK$1,162/mo
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,214/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,706 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
LR-Tong Fong Tsuen
≈ 13 min walk · 976 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 635 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2008-05-16 | HK$1.28M | +13.3% |
| 2005-01-29 | HK$1.13M | −56.0% |
| 1997-04-17 | HK$2.57M | — |
Other appraised units in this building
Data sourced from Renavon.com