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Crescira AVM · estimated value Medium confidence
HK$4.75M
≈ HK$5,993 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$475K, with repayments around HK$20,731/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,507
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,114
−HK$617/mo
Today · 4.125%
HK$20,731
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,261/mo

Deposit HK$475K · loan HK$4.28M · min. income ≈ HK$41,462/mo (50% DSR)

Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$92,771 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
A
Saleable Area
793 ft²
Gross Area
1,016 ft²
Efficiency
78%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
2019-03-27 HK$5.75M +80.3%
6.8y · 12.0%/yr
2012-06-05 HK$3.19M +26.1%
1996-11-30 HK$2.53M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tong Fong Tsuen (Light Rail)
≈ 12 min walk · 947 m
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
7
parks, libraries, sports within 1 km

Green space & leisure — 7 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com