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At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,039/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,078/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,923 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 515 Saleable ft²
- Gross Area
- 638 ft²
- Efficiency
- 81%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-12 | HK$4.25M | +1.2% 0.4y |
| 2025-09-23 | HK$4.20M | −18.9% 6.5y · −3.0%/yr |
| 2019-03-14 | HK$5.18M | +85.0% 5.8y · 15.0%/yr |
| 2013-06-07 | HK$2.80M | — |