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At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,845/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.27M · min. income ≈ HK$31,690/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tai Hing (South) Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- 4
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-11 | HK$4.58M | +33.2% 3.6y · 9.0%/yr |
| 2017-01-25 | HK$3.44M | +82.9% 4.4y · 19.0%/yr |
| 2012-09-07 | HK$1.88M | +37.2% |
| 2010-09-03 | HK$1.37M | +77.9% |
| 2009-02-10 | HK$770K | −9.4% |
| 2008-06-20 | HK$850K | — |