▼ 0.50% · 3.625%
HK$4,537
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$143/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,115
+HK$294/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$138/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,600
+HK$280/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$157/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$323/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$151/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$308/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,613
−HK$172/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,137
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$165/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,720
+HK$336/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,081
−HK$187/mo
Today · 4.125%
HK$6,268
baseline
▲ 0.50% · 4.625%
HK$6,649
+HK$381/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$12,536/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,561
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,737
−HK$179/mo
Today · 4.125%
HK$6,916
baseline
▲ 0.50% · 4.625%
HK$7,280
+HK$364/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$13,832/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,351
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,549
−HK$201/mo
Today · 4.125%
HK$6,750
baseline
▲ 0.50% · 4.625%
HK$7,160
+HK$410/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,500/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,066
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,255
−HK$193/mo
Today · 4.125%
HK$7,448
baseline
▲ 0.50% · 4.625%
HK$7,840
+HK$392/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,896/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$215/mo
Today · 4.125%
HK$7,232
baseline
▲ 0.50% · 4.625%
HK$7,672
+HK$440/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,464/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,571
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$206/mo
Today · 4.125%
HK$7,980
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$420/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,960/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,259
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$229/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$469/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,075
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,292
−HK$220/mo
Today · 4.125%
HK$8,512
baseline
▲ 0.50% · 4.625%
HK$8,960
+HK$448/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,024/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,712
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,952
−HK$244/mo
Today · 4.125%
HK$8,196
baseline
▲ 0.50% · 4.625%
HK$8,695
+HK$499/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,392/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,580
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,810
−HK$234/mo
Today · 4.125%
HK$9,044
baseline
▲ 0.50% · 4.625%
HK$9,520
+HK$476/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,088/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,166
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,420
−HK$258/mo
Today · 4.125%
HK$8,678
baseline
▲ 0.50% · 4.625%
HK$9,206
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,356/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,085
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,328
−HK$247/mo
Today · 4.125%
HK$9,575
baseline
▲ 0.50% · 4.625%
HK$10,080
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,150/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).