At today's rate and a 90% mortgage, the deposit on this unit is about HK$231K, with repayments around HK$10,089/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$231K · loan HK$2.08M · min. income ≈ HK$20,178/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 315 Saleable ft²
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-10 | HK$2.95M | −10.6% 6.0y · −2.0%/yr |
| 2019-03-04 | HK$3.30M | −5.2% 0.9y |
| 2018-04-03 | HK$3.48M | +61.9% 4.4y · 14.0%/yr |
| 2013-11-22 | HK$2.15M | +186.7% |
| 2007-10-11 | HK$750K | +36.4% |
| 2005-09-17 | HK$550K | +25.0% |
| 2005-07-30 | HK$440K | — |