Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,585/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,170/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,350 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- F
- Saleable Area
- 342 Saleable ft²
- Gross Area
- 460 ft²
- Efficiency
- 74%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-16 | HK$4.35M | −18.4% 5.2y |
| 2021-04-23 | HK$5.33M | +33.2% 4.3y · 8.0%/yr |
| 2017-02-03 | HK$4.00M | +37.9% 4.1y · 9.0%/yr |
| 2013-01-11 | HK$2.90M | +79.0% |
| 2009-08-28 | HK$1.62M | +7.3% |
| 2008-04-08 | HK$1.51M | +14.4% |
| 2007-11-30 | HK$1.32M | +16.8% |
| 2004-09-21 | HK$1.13M | −33.5% |
| 1998-09-22 | HK$1.70M | — |