Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$455K, with repayments around HK$19,845/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$39,690/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,473 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- H
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 468 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-08 | HK$5.05M | +6.8% 3.2y · 2.0%/yr |
| 2019-06-14 | HK$4.73M | +170.3% 9.4y · 18.0%/yr |
| 2009-12-29 | HK$1.75M | +16.7% |
| 2008-08-07 | HK$1.50M | +28.2% |
| 2001-09-08 | HK$1.17M | −16.4% |
| 1999-10-29 | HK$1.40M | — |