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At today's rate and a 90% mortgage, the deposit on this unit is about HK$561K, with repayments around HK$24,472/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$561K · loan HK$5.05M · min. income ≈ HK$48,944/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,237 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 607 ft²
- Efficiency
- 80%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-25 | HK$5.40M | −6.4% 3.6y · −2.0%/yr |
| 2020-09-14 | HK$5.77M | +233.4% 15.7y · 15.0%/yr |
| 2005-01-13 | HK$1.73M | +17.7% |
| 2003-04-09 | HK$1.47M | −55.7% |
| 1997-07-05 | HK$3.32M | +38.3% |
| 1996-11-19 | HK$2.40M | — |