Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$597K, with repayments around HK$26,030/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$52,060/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,275 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 485 Saleable ft²
- Gross Area
- 607 ft²
- Efficiency
- 80%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-05 | HK$6.60M | +12.8% 3.9y · 3.0%/yr |
| 2017-04-12 | HK$5.85M | +160.0% 9.0y · 18.0%/yr |
| 2008-04-09 | HK$2.25M | +48.0% |
| 2003-12-23 | HK$1.52M | −10.1% |
| 2001-01-27 | HK$1.69M | −44.8% |
| 1997-01-15 | HK$3.06M | — |