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At today's rate and a 90% mortgage, the deposit on this unit is about HK$495K, with repayments around HK$21,584/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$43,168/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,338 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- H
- Saleable Area
- 549 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-12 | HK$4.43M | −1.6% 6.8y · 0.0%/yr |
| 2018-01-19 | HK$4.50M | +246.2% 11.3y · 22.0%/yr |
| 2006-10-12 | HK$1.30M | −58.9% |
| 1997-09-20 | HK$3.16M | +1.9% |
| 1997-07-03 | HK$3.10M | +106.7% |
| 1995-11-06 | HK$1.50M | — |