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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,427/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,854/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,809 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 73 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- F
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-08-04 | HK$5.10M | +24.4% 5.8y · 4.0%/yr |
| 2016-11-09 | HK$4.10M | +279.6% 7.8y · 36.0%/yr |
| 2009-01-13 | HK$1.08M | −0.9% |
| 2005-04-02 | HK$1.09M | +12.4% |
| 2005-01-05 | HK$970K | −26.5% |
| 1998-09-24 | HK$1.32M | — |