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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,472/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,944/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$47,099 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-06 | HK$3.85M | −25.9% 2.9y · −9.0%/yr |
| 2022-02-21 | HK$5.20M | +54.8% 6.1y · 9.0%/yr |
| 2015-12-29 | HK$3.36M | +61.4% 4.5y · 14.0%/yr |
| 2011-07-15 | HK$2.08M | +110.1% |
| 2007-11-05 | HK$990K | −17.5% |
| 2000-09-02 | HK$1.20M | −8.4% |
| 1996-01-31 | HK$1.31M | — |