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At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,034/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,068/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,458 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 85 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-11-13 | HK$4.36M | +67.7% 5.0y · 14.0%/yr |
| 2012-11-27 | HK$2.60M | +98.5% |
| 2009-11-27 | HK$1.31M | +6.5% |
| 2009-08-14 | HK$1.23M | +13.9% |
| 2009-05-13 | HK$1.08M | −6.1% |
| 2005-05-12 | HK$1.15M | +9.5% |
| 2005-04-21 | HK$1.05M | +8.2% |
| 2005-04-02 | HK$970K | −1.0% |
| 2001-08-31 | HK$980K | −62.7% |
| 1997-09-09 | HK$2.63M | — |