▼ 0.50% · 3.625%
HK$17,865
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,421
−HK$564/mo
Today · 4.125%
HK$18,985
baseline
▲ 0.50% · 4.625%
HK$20,141
+HK$1,156/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,970/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,875
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,408
−HK$541/mo
Today · 4.125%
HK$20,949
baseline
▲ 0.50% · 4.625%
HK$22,053
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,898/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,652
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,263
−HK$621/mo
Today · 4.125%
HK$20,884
baseline
▲ 0.50% · 4.625%
HK$22,155
+HK$1,271/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,768/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,862
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,449
−HK$594/mo
Today · 4.125%
HK$23,043
baseline
▲ 0.50% · 4.625%
HK$24,258
+HK$1,215/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,086/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,438
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,105
−HK$678/mo
Today · 4.125%
HK$22,783
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,566/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,489
−HK$649/mo
Today · 4.125%
HK$25,138
baseline
▲ 0.50% · 4.625%
HK$26,463
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,276/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,225
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,947
−HK$734/mo
Today · 4.125%
HK$24,681
baseline
▲ 0.50% · 4.625%
HK$26,183
+HK$1,502/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,362/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,837
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,530
−HK$703/mo
Today · 4.125%
HK$27,233
baseline
▲ 0.50% · 4.625%
HK$28,669
+HK$1,436/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,466/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$791/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$28,197
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,825
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,571
−HK$757/mo
Today · 4.125%
HK$29,328
baseline
▲ 0.50% · 4.625%
HK$30,874
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,656/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,631
−HK$847/mo
Today · 4.125%
HK$28,478
baseline
▲ 0.50% · 4.625%
HK$30,211
+HK$1,733/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,956/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,812
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,612
−HK$811/mo
Today · 4.125%
HK$31,423
baseline
▲ 0.50% · 4.625%
HK$33,079
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,846/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,584
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,473
−HK$904/mo
Today · 4.125%
HK$30,377
baseline
▲ 0.50% · 4.625%
HK$32,225
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,754/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,800
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,652
−HK$866/mo
Today · 4.125%
HK$33,518
baseline
▲ 0.50% · 4.625%
HK$35,284
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,036/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,371
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,315
−HK$960/mo
Today · 4.125%
HK$32,275
baseline
▲ 0.50% · 4.625%
HK$34,239
+HK$1,964/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,550/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,693
−HK$920/mo
Today · 4.125%
HK$35,613
baseline
▲ 0.50% · 4.625%
HK$37,490
+HK$1,877/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,226/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,157
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,157
−HK$1,017/mo
Today · 4.125%
HK$34,174
baseline
▲ 0.50% · 4.625%
HK$36,253
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,348/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,775
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,734
−HK$973/mo
Today · 4.125%
HK$37,707
baseline
▲ 0.50% · 4.625%
HK$39,695
+HK$1,988/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,414/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,041 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).