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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,576/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,152/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$51,833 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Tin Wing Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-26 | HK$5.30M | +28.6% 4.4y · 7.0%/yr |
| 2017-04-03 | HK$4.12M | +169.3% 6.7y · 25.0%/yr |
| 2010-08-18 | HK$1.53M | +16.8% |
| 2008-04-03 | HK$1.31M | +24.8% |
| 2006-04-27 | HK$1.05M | −64.4% |
| 1997-06-13 | HK$2.95M | — |