Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$526K, with repayments around HK$22,929/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,858/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,278 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 34/F
- Flat
- H
- Saleable Area
- 553 Saleable ft²
- Gross Area
- 714 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-23 | HK$4.58M | −21.0% 7.1y · −3.0%/yr |
| 2018-03-26 | HK$5.80M | +339.4% 13.5y · 25.0%/yr |
| 2004-10-26 | HK$1.32M | −23.7% |
| 1998-12-10 | HK$1.73M | −37.1% |
| 1997-02-21 | HK$2.75M | +18.5% |
| 1997-01-07 | HK$2.32M | — |