Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$528K, with repayments around HK$23,045/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,090/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Locwood Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 633 Saleable ft²
- Gross Area
- 814 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-15 | HK$5.00M | +39.3% 12.4y · 3.0%/yr |
| 2013-03-28 | HK$3.59M | +79.5% |
| 2010-12-24 | HK$2.00M | +2.6% |
| 2010-09-15 | HK$1.95M | +42.3% |
| 2005-03-30 | HK$1.37M | +11.4% |
| 2004-11-26 | HK$1.23M | +0.8% |
| 2004-03-23 | HK$1.22M | +0.0% |
| 2002-07-13 | HK$1.22M | −28.2% |
| 1999-11-10 | HK$1.70M | −31.5% |
| 1997-03-22 | HK$2.48M | +15.3% |
| 1997-01-07 | HK$2.15M | — |