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At today's rate and a 90% mortgage, the deposit on this unit is about HK$494K, with repayments around HK$21,536/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$494K · loan HK$4.44M · min. income ≈ HK$43,072/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,093 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 95 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-02 | HK$4.48M | −25.3% 6.1y · −4.0%/yr |
| 2018-06-15 | HK$6.00M | +23.0% 0.3y |
| 2018-01-29 | HK$4.88M | +194.0% 7.8y · 25.0%/yr |
| 2010-04-22 | HK$1.66M | +12.2% |
| 2000-11-10 | HK$1.48M | −31.8% |
| 1997-01-03 | HK$2.17M | — |