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At today's rate and a 90% mortgage, the deposit on this unit is about HK$454K, with repayments around HK$19,781/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$454K · loan HK$4.08M · min. income ≈ HK$39,562/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$71,005 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Locwood Station.
Family-friendly — 95 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 76 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-19 | HK$5.45M | +17.2% 3.5y · 5.0%/yr |
| 2017-09-20 | HK$4.65M | +73.5% 3.2y · 23.0%/yr |
| 2014-06-09 | HK$2.68M | +34.0% |
| 2012-02-24 | HK$2.00M | +85.2% |
| 2007-03-31 | HK$1.08M | +3.8% |
| 2006-04-11 | HK$1.04M | −35.0% |
| 1996-06-12 | HK$1.60M | — |