Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,053/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,106/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,757 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tin Yiu Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 548 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-29 | HK$4.30M | −11.3% 7.7y · −1.0%/yr |
| 2017-09-08 | HK$4.85M | +232.2% 7.9y · 29.0%/yr |
| 2009-10-14 | HK$1.46M | +7.4% |
| 2009-09-17 | HK$1.36M | +0.7% |
| 2005-04-30 | HK$1.35M | +18.4% |
| 2005-02-02 | HK$1.14M | −46.7% |
| 1998-04-30 | HK$2.14M | — |