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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,524/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,048/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,451 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tin Yiu Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-04 | HK$5.75M | +35.3% 4.7y · 7.0%/yr |
| 2017-08-04 | HK$4.25M | +185.2% 7.0y · 26.0%/yr |
| 2010-07-28 | HK$1.49M | +10.4% |
| 2010-06-24 | HK$1.35M | +12.5% |
| 2005-05-07 | HK$1.20M | +33.3% |
| 2004-10-18 | HK$900K | — |