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At today's rate and a 90% mortgage, the deposit on this unit is about HK$495K, with repayments around HK$21,571/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$43,142/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,274 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Locwood Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- D
- Saleable Area
- 551 Saleable ft²
- Gross Area
- 714 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-05 | HK$4.90M | −25.2% 4.2y · −6.0%/yr |
| 2021-10-25 | HK$6.55M | +31.0% 3.6y · 9.0%/yr |
| 2018-04-06 | HK$5.00M | +132.6% 7.3y · 18.0%/yr |
| 2011-01-06 | HK$2.15M | — |