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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,601/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.84M · min. income ≈ HK$37,202/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$52,994 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Locwood Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- E
- Saleable Area
- 448 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-01 | HK$3.78M | −19.2% 6.0y · −3.0%/yr |
| 2018-02-09 | HK$4.68M | +75.3% 5.3y · 14.0%/yr |
| 2012-10-22 | HK$2.67M | +64.8% |
| 2010-07-29 | HK$1.62M | +47.3% |
| 2009-05-25 | HK$1.10M | +1.9% |
| 2005-09-28 | HK$1.08M | +5.9% |
| 2005-04-09 | HK$1.02M | −50.5% |
| 1997-05-03 | HK$2.06M | — |