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At today's rate and a 90% mortgage, the deposit on this unit is about HK$435K, with repayments around HK$18,973/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$435K · loan HK$3.91M · min. income ≈ HK$37,946/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,247 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- F
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 578 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-19 | HK$5.80M | +22.9% 2.0y · 12.0%/yr |
| 2019-02-01 | HK$4.72M | +149.7% 6.9y · 22.0%/yr |
| 2012-02-15 | HK$1.89M | +57.5% |
| 2008-02-06 | HK$1.20M | −13.0% |
| 2000-10-25 | HK$1.38M | −57.3% |
| 1997-08-28 | HK$3.23M | — |