Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$506K, with repayments around HK$22,056/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$506K · loan HK$4.55M · min. income ≈ HK$44,112/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$113,772 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- H
- Saleable Area
- 540 Saleable ft²
- Gross Area
- 714 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-10 | HK$4.31M | −28.2% 3.5y · −8.0%/yr |
| 2022-01-20 | HK$6.00M | +48.9% 6.1y · 8.0%/yr |
| 2016-01-06 | HK$4.03M | +11.3% 18.5y · 1.0%/yr |
| 1997-07-10 | HK$3.62M | — |