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At today's rate and a 90% mortgage, the deposit on this unit is about HK$401K, with repayments around HK$17,497/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$34,994/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$2,353 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 87 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-20 | HK$4.73M | +14.0% 5.1y · 3.0%/yr |
| 2017-08-25 | HK$4.15M | +232.0% 7.8y · 30.0%/yr |
| 2009-10-22 | HK$1.25M | +19.0% |
| 2005-04-16 | HK$1.05M | +7.1% |
| 2004-06-01 | HK$980K | −21.0% |
| 1998-11-06 | HK$1.24M | — |