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At today's rate and a 90% mortgage, the deposit on this unit is about HK$499K, with repayments around HK$21,783/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$499K · loan HK$4.49M · min. income ≈ HK$43,566/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,365 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tin Wing Station.
Family-friendly — 87 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-07 | HK$5.38M | +29.6% 3.5y · 9.0%/yr |
| 2017-05-04 | HK$4.15M | +188.2% 11.8y · 16.0%/yr |
| 2005-06-28 | HK$1.44M | +4.3% |
| 2005-04-08 | HK$1.38M | +24.3% |
| 2004-11-30 | HK$1.11M | −37.6% |
| 1999-02-08 | HK$1.78M | −36.7% |
| 1997-04-26 | HK$2.81M | — |