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At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,022/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,044/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,456 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Ginza Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D
- Saleable Area
- 540 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-27 | HK$5.78M | +16.1% 3.0y · 5.0%/yr |
| 2017-11-30 | HK$4.98M | +126.4% 6.3y · 20.0%/yr |
| 2011-08-12 | HK$2.20M | +63.0% |
| 2009-04-17 | HK$1.35M | +8.0% |
| 2005-02-25 | HK$1.25M | −25.6% |
| 1998-11-03 | HK$1.68M | — |